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SOUTH DAKOTA INSURANCE PRODUCTS

PRIVATE PASSENGER AUTO INSURANCE

Bristol West Insurance Group offers a wide range of coverage options to meet your needs. Your insurance professional can assist you in choosing the right coverage for your individual situation.

COVERAGES OFFERED:

A liability-only policy includes Bodily Injury,   Property Damage, Uninsured Motorist and Underinsured Motorist coverages. A liability and physical damage policy includes these coverages along with Collision and Comprehensive.

Collision and Comprehensive coverages are required if your vehicle is financed or leased and are subject to a deductible. We offer several deductible options.

Bodily Injury liability coverage protects you if you are involved in an accident and you cause bodily injury to others. This coverage also provides you with a defense if you are sued by another person for covered damages. We can provide you with the state minimum limits of $25,000 per person and $50,000 per accident. In addition, we offer Bodily Injury liability limits up to $250,000 per person and $500,000 per accident.

Property Damage liability coverage protects you if you are involved in an accident and you cause damage to another person's property. We can provide you with the state minimum limits of $25,000. We offer Property Damage liability limits up to $100,000

Uninsured Motorist coverage protects you and your passengers if you are involved in an accident with an uninsured motorist.

Underinsured Motorist coverage protects you and your passengers if you are involved in an accident with an underinsured motorist.

Collision coverage pays for damages to your vehicle when damaged by collision with another vehicle or object regardless of fault.

Comprehensive coverage pays for damages to your vehicle when damaged as a result of causes other than collision such as vandalism, theft, wind, hail, and water.

ADDITIONAL OPTIONAL COVERAGES

  • Medical Payments
  • Total Disability
  • Accidental Death
  • Towing and Labor
  • Rental Reimbursement
  • Additional Equipment

Refer to the policy itself for legal descriptions of the coverages offered by the company. State regulations and the policy provisions determine actual coverage levels and limitations. All applications are subject to underwriting rules and restrictions.

DISCOUNTS AVAILABLE

  • Proof of Prior Insurance
  • Prior Coverage Limits
  • Paid in Full
  • Advanced Quote
  • Prior Carrier
  • Homeownership/Mobile Homeownership
  • Insuring 2 or more Autos
  • Students attending school over 100 miles from home
  • Minor Child
  • Mature Driver
  • Policies electing the electronic funds transfer (EFT) payment option
  • Policyholder Email
  • Personal Lines Multipolicy
  • Clean Driving Record

Discounts available subject to underwriting rules and conditions. Not all premium discounts will be available in all programs. Amount of discount will vary. Proof of eligibility may be required.

FLEXIBLE PAYMENT OPTIONS

Bristol West offers a variety of policy terms to suit your needs. You may choose to either pay the premium in full or select one of our low down payment plans with affordable monthly installments.

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This is provided as a summary only and does not alter or change any terms or conditions of the insurance application, declarations, insurance policy and any endorsements thereto.

Bristol West Insurance is underwritten by:

Bristol West Insurance Company
Bristol West Casualty Insurance Company
Bristol West Preferred Insurance Company
Coast National Insurance Company (For Policies underwritten in California)
Security National Insurance Company
(Companies vary by state)

Member of the National Insurance Crime Bureau (NICB).

©2007 Bristol West Holdings, Inc

 

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Part of the Farmers Insurance Group ®