TEXAS INSURANCE PRODUCTS

PRIVATE PASSENGER AUTO INSURANCE

Bristol West Insurance Group offers a wide range of coverage options. Your independent insurance sales center representative can assist you in choosing the coverages for your individual situation.

COVERAGES OFFERED:

Bodily Injury liability coverage provides compensation up to a limit selected by you if you are involved in an accident and you cause bodily injury to others. This coverage also provide you with a defense if you are sued by another person for his or her bodily injury. We can provide you with the state minimum liability limits of $30,000 per person and $60,000 per accident, or we can offer this coverage with liability limits up to $250,000 per person and $500,000 per accident.

Property Damage liability coverage provides compensation up to a limit selected by you if you are involved in an accident and you cause damage to another person's property. We can provide you with the state minimum liability limits of $20,000 or we can offer this coverage with  liability limits up to $100,000.

Personal Injury Protection is coverage for your own injuries without regard to fault. We are required by law to offer you this coverage and we can provide you with limits up to $10,000. You are permitted to reject this coverage.

Uninsured/Underinsured Motorist Coverage compensates you up to limit selected by you, for bodily injury caused by an auto accident, where the other driver does not stop to identify himself or herself, or where the other driver does not have enough insurance to compensate you for your injury.  We are required by law to offer you this coverage. 

Uninsured/Underinsured Motorist Property Damage Coverage compensates you, up to a limit selected by you, for property damage caused by an auto accident, where the other driver does not stop to identify himself or herself, or where the other driver does not have enough insurance to compensate you for your damage. 

Collision Coverage pays for damage to your vehicle caused by collision with another vehicle or object, regardless of fault.  We can provide coverage up to a maximum vehicle value of $70,000.  We offer several deductible options.

Comprehensive Coverage pays for damage to your vehicle because of causes other than collision, such as vandalism, theft, wind, hail, and water.  We can provide coverage up to a maximum vehicle value of $70,000.  We offer several deductible options.

ADDITIONAL OPTIONAL COVERAGES

  • Medical Payments Coverage
  • Towing and Labor
  • Rental Reimbursement
  • Loan/Lease (Gap) Coverage
  • Coverage for Additional Equipment

Refer to the policy itself for legal descriptions of the coverages offered by the company. State regulations and the policy provisions determine actual coverage levels and limitations. All applications are subject to underwriting rules and restrictions.

DISCOUNTS AVAILABLE

  • Homeownership
  • Advanced Purchase Discount
  • Electronic Fund Transfer Discount
  • Insuring 2 or more Autos
  • Continuous Insurance

Discounts available subject to underwriting rules and conditions. Not all premium discounts will be available in all programs. Amount of discount will vary. Proof of eligibility may be required.uit your needs. You may choose to either pay the premium in full or select one of our low down payment plans with affordable monthly installments.

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This is provided as a summary only and does not alter or change any terms or conditions of the insurance application, declarations, insurance policy and any endorsements thereto.

Bristol West Insurance is underwritten by:

Foremost County Mutual Insurance Company
Bristol West Insurance Company
Bristol West Casualty Insurance Company
Bristol West Preferred Insurance Company
Security National Insurance Company

Member of the National Insurance Crime Bureau (NICB).

©2007 Bristol West Holdings, Inc

 

Part of the Farmers Insurance Group ®