Bristol West Insurance Group offers a wide range of coverage options to meet your needs. Your independent insurance sales center representative can assist you in choosing the right coverages for your individual situation.


A liability-only policy includes Bodily Injury , Property Damage, Personal Injury Protection, and Uninsured Motorist Bodily Injury coverages. A liability and physical damage policy includes these coverages along with Collision and Comprehensive.

Collision and Comprehensive coverages are required if your vehicle is financed or leased and are subject to a deductible. We offer several deductible options.

Bodily Injury liability coverage protects you if you are involved in an accident and you cause bodily injury to others. This coverage also provides you with a defense if you are sued by another person for covered damages. We can provide you with the state minimum limits of $25,000 per person and $65,000 per accident. In addition, we offer Bodily Injury liability limits up to $250,000 per person and $500,000 per accident.

Property Damage liability coverage protects you if you are involved in an accident and you cause damage to another person's property. We can provide you with the state minimum limits of $15,000. We offer Property Damage liability limits up to $100,000.

Personal Injury Protection coverage provides coverage for your own injuries without regard to fault. This coverage includes all of your medical costs incurred in an automobile accident as well as a limited amount of lost wages resulting from the accident.

Uninsured and Underinsured Bodily Injury coverage protects you and your passengers if you are involved in an accident with an uninsured motorist

Collision coverage pays for damages to your vehicle when damaged by collision with another vehicle or object regardless of fault.


Towing and Rental Reimbursement Program pays for towing charges and rental car charges for the qualified disablement of your vehicle.

Additional Equipment Coverage provides protection for equipment permanently installed by someone other than the original automobile manufacturer.

Refer to the policy itself for legal descriptions of the coverages offered by the company. State regulations and the policy provisions determine actual coverage levels and limitations. All applications are subject to underwriting rules and restrictions.


Driver Characteristics

  • Proof of Prior Insurance
  • Prior Coverage Limits
  • Prior Carrier
  • Homeownership
  • Financial Responsibility
  • Senior Operator Accident Prevention Course
  • Insuring 2 or more Autos
  • Students attending school over 100 miles from home
  • Minor Child
  • Policies electing the electronic funds transfer (EFT) payment option
  • Policyholder Email

Discounts available subject to underwriting rules and conditions. Not all premium discounts will be available in all programs. Amount of discount will vary. Proof of eligibility may be required.

Bristol West offers a variety of policy terms to suit your needs. You may choose to either pay the premium in full or select one of our low down payment plans with affordable monthly installments.

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This is provided as a summary only and does not alter or change any terms or conditions of the insurance application, declarations, insurance policy and any endorsements thereto.

Bristol West Insurance is underwritten by:

Bristol West Insurance Company
Bristol West Casualty Insurance Company
Bristol West Preferred Insurance Company
Coast National Insurance Company (For Policies underwritten in California)
Security National Insurance Company
(Companies vary by state)

Member of the National Insurance Crime Bureau (NICB).

©2007 Bristol West Holdings, Inc


Part of the Farmers Insurance Group ®