This document outlines the Terms and Conditions relating
to your use of bristolwest.com and provides additional
information about the Bristol West Holdings, Inc.,
its affiliates and subsidiaries (Bristol West). These
Terms and Conditions are applicable to your use of this
bristolwest.com regardless of how you accessed it. If
you do not wish to be bound by these Terms and Conditions,
please discontinue using and accessing this site immediately.
To see information about Bristol West’s Privacy
Policy, please click here. For
Your use of this site
You may not use this site to engage in any illegal
activity. You may not use this site to engage in conduct
which is defamatory, libelous, threatening or harassing
or that infringes on a third party's intellectual property
or other proprietary rights. You agree that any information
you provide through this site will be truthful and accurate.
E-mails to Bristol West addresses
The Bristol West e-mail system is a private e-mail
system intended only for purposes authorized by Bristol
West. You are not authorized to send numerous unsolicited
commercial e-mail messages to any e-mail addresses at
@bristolwest.com. Bristol West reserves the right to
take actions as may be necessary to prevent misuse of
its e-mail system by unauthorized parties.
Disclaimer of Warranties
Any information, services, materials, software or other
items on this site are provided "as is" without
any warranty of any kind, either expressed or implied,
including without limitation the implied warranties
of merchantability and fitness for a particular purpose.
Bristol West does not warrant that this site will be
uninterrupted or error free. Any risk arising out of
use or performance of the information, services, materials,
software or other items remains entirely with you.
Limitation of Liability
Bristol West shall not be liable for any injury, loss, claim,
or damage, nor any indirect, special, incidental or
consequential damages of any kind, whether based in contract,
tort, strict liability or otherwise, which arises out of (a)
the use of, or inability to use, this site or content found
in this site, or (b) unless resulting from the gross
negligence or intentional actions of Bristol West, the
unauthorized access to or alteration of your transmissions or
data, even if Bristol West has been advised of the possibility
of such damages. Some states do not allow the exclusion of
liability for certain damages, so the foregoing exclusions or
limitations may not apply to you.
Some portions of this site are restricted and require
authorization for access. Unauthorized use of or access
to these areas is prohibited. Actual or attempted unauthorized
use of or access to such areas may result in criminal
and/or civil prosecution. Attempts to access such areas
without authorization may be viewed, monitored and recorded
and any information obtained may be given to law enforcement
organizations in connection with any investigation or
prosecution of possible criminal activity on this system.
If you are not an authorized user of such areas or do
not consent to continued monitoring, you should not
attempt to access such areas.
If you are an authorized user of any restricted area,
you are responsible to maintain the security/confidentiality
of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE.
Bristol West will not ask you for your password. If
you know or suspect that your password has been compromised,
change your password immediately. If you suspect any
unauthorized activity related to your account, you should
contact Bristol West.
In accessing the Bristol West site, you agree that:
- Bristol West is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of Bristol West.
- You will keep your password confidential and you will notify Bristol West immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online service site has occurred or may occur.
- Bristol West may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.
Bristol West Intellectual Property Rights
Except where otherwise indicated, all materials contained
in this Web site are the copyrighted property of the
Bristol West Holdings, Inc., its affiliated companies
and/or third party licensors. Bristol West may possess
intellectual property rights in other logos, words,
or phrases not listed here. Intellectual property rights
of third parties may apply where noted. Except where
otherwise indicated, all materials on this site including
but not limited to graphics, text, software, audio,
video, and files, are the property of Bristol West and
are protected by copyright or other intellectual property
"Bristol West®," "Bristol West Insurance Group®," the "flying B logo,"
and the "Bristol West Insurance Group logo" are the principal service
marks used by Bristol West. Bristol West also claims service mark, or
trademark rights, in a number of related marks as noted in this Web Site
by the use of the symbols "®," "SM," or "TM." Nothing contained on this
Web Site should be construed as granting, by implication, estoppel, or
otherwise, any license or right to use any trademark displayed on this
Web Site without the prior written permission of Bristol West.
Unauthorized use of any Bristol West trademarks, service marks or logos
is strictly prohibited and may be a violation of federal and state
Bristol West reserves all rights to its intellectual
property. You may print out a single copy of pages on
this site for your personal, non-commercial use provided
that all copyright, trademark or other notices are retained.
ALL OTHER USES ARE PROHIBITED WITHOUT THE EXPRESS CONSENT
OF BRISTOL WEST.
Unless expressly permitted by Bristol West, you are
not authorized to use any portion of this site or any
other Bristol West intellectual property on any other
site, in the meta-tags of any other site or in any other
materials. You may not modify, publish, create derivative
works, copy, distribute, or otherwise use any of this
site's content or frame this site within any other site.
Links to/from other sites
For your convenience, Bristol West may provide links
to other Internet sites that Bristol West does not maintain.
You should not interpret any link to/from other sites
as indicating that Bristol West sponsors or endorses
the sites or their materials or that the sites are affiliated
with Bristol West in any manner. Bristol West is not
responsible for anything contained on such sites and
makes no warranties or representations about the contents,
products or services offered on such sites.
Availability of products and services
Bristol West does business in certain states in the
United States of America. Not all of the products or
services described on this site are available in all
states. You may not be eligible for all products and
services and Bristol West reserves the right to determine
such eligibility as permitted by law. The information
and descriptions contained in this site are intended
as general information and are not necessarily complete
descriptions of all terms, exclusions and conditions
applicable to the products and services offered by Bristol
West. The insurance coverage afforded by Bristol West
is subject to the terms and conditions of the policies
These "Terms and Conditions" apply to your
use of this site and do not change or alter any other
contract or agreement between you and Bristol West.
Changes to this document
Bristol West reserves the right, at its sole discretion,
to modify, add or remove any portion of these "Terms
and Conditions" in whole or in part, at any time.
Changes will be effective when they are posted. Your
continued use of the site after any changes are posted
will be considered acceptance of those changes. Bristol
West may terminate, change, suspend or discontinue any
aspect of the site, including the availability of any
features of the site, at any time. Bristol West may
also impose limits on certain features and services
or restrict your access to all or part of the site without
notice or liability.
These "Terms and Conditions" shall be governed
by and interpreted according to the laws of the State
of Ohio without respect to any conflict of laws provisions.
If any portion of these "Terms and Conditions"
is unlawful, void or unenforceable, it shall not affect
the validity or enforceability of any other provision.
Additional information about Bristol West
- Bristol West Casualty Insurance Company,
domiciled in Ohio and licensed in MN, OH and VA.
- Bristol West Insurance Company,
domiciled in Ohio and licensed in: AL, AR, AZ, CO, CT,
DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MD, MI,
MO, MT, NE, NH, NM, ND, OH, OK, OR, PA, RI, SC, SD, UT,
VT, VA, WV, WI
- Bristol West Preferred Insurance Company,
domiciled and licensed in Michigan
- Coast National Insurance Company,
domiciled in California and licensed in: AZ, CA, GA, MS, NV,
OR, PA, TN , WA
- Security National Insurance Company,
domiciled in Florida and licensed in: FL and TX (doing business in Texas as Bristol West Specialty Insurance Company)
The National Association of Insurance Commissioners
(NAIC) identification numbers for Bristol West are:
- 11034 - Bristol West Casualty Insurance Company
- 19658 - Bristol West Insurance Company
- 25089 - Coast National Insurance Company
- 33120 - Security National Insurance Company
- 12774 - Bristol West Preferred Insurance Company
Zurich Small Business:
Management over Zurich Small Business, which serves independent agents, was acquired
by the Truck Insurance Exchange, which is one of the Farmers Exchanges and a member
of the Farmers Insurance Group of Companies®, in June of 2008. Zurich
Small Business® is a registered trademark of Zurich Insurance Company,
used by permission.